When applying for a Schengen visa, ensuring adequate travel insurance coverage is a crucial step. For travelers planning a visit to the Schengen Area, obtaining the right insurance policy is not only a requirement but also a responsible decision to safeguard against unexpected circumstances.
However, we know that finding affordable travel insurance that meets the Schengen visa requirements can be a daunting task. At Heymondo we aim to guide Schengen visa applicants in their search for the cheapest travel insurance, providing peace of mind and financial protection while exploring the beauty of Europe.
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Which travel insurance is best for a Europe visa?
Answering this question can be very difficult, as we believe that it all depends on the type of trip you will be taking, where you will be going, who you are traveling with, and so on. So, we are going to give you some options to help you decide on cheap travel insurance for your Europe trip quickly and easily:
If you are going to take a short-term temporary trip, look at our Single Trip, specially designed for travelers who are looking for insurance for a specific trip. It includes medical expenses, repatriation, luggage, delays, and cancellation, among others. Electronic equipment and Adventure Sports are optional.
If you are a frequent traveler and take more than 3 trips a year, the best option is the Heymondo Annual Multitrip policy since it offers you coverage for all the trips (up to 60 days long) you take in the next 12 months at a very competitive price. By insuring for a very long period of time, the price per day and insured person decreases. Making this option more profitable.
For long-term trips (+90 days), we recommend the Heymondo Long Stay, which is initially contracted for 90 days with the possibility of renewing it at your own pace for as long as you want and from anywhere in the world at very competitive prices.
What type of insurance is required for a Schengen visa?
When traveling to the Schengen Area in Europe, or obtaining a Schengen visa, it is mandatory for applicants to have travel insurance that meets specific requirements. The Schengen Area comprises 26 European countries, that allow travelers to move freely within the region. To enter these countries, non-EU citizens must obtain a Schengen visa. One of the key requirements for this visa is to have purchased adequate travel insurance. The insurance policy must be valid for the entire duration of the planned stay. It should also cover medical expenses, including emergency medical treatment and repatriation.
Travelers must be prepared to handle any unforeseen medical expenses in case of accidents or injuries. To ensure financial support and peace of mind during their journey, it is a must for you to obtain travel insurance when applying for a Schengen visa. The minimum coverage required is EUR 30,000.
How much is travel medical insurance to Europe?
There are many variables that affect the price of the Heymondo Medical policy. Going on vacation for 5 days is not the same as spending 90 days.
To make it easier to understand, here are some examples with different rates, depending on the duration, compared to the price of a Heymondo Multitrip, which is valid for 12 months of traveling:
| Country of residence | Destination | Duration | Price of Heymondo Medical | Price of Heymondo Multitrip |
| United States | Europe | 5 days | $24.99 USD | $231.81 USD |
| United States | Europe | 15 days | $73.57 USD | |
| United States | Europe | 90 days | $293.21 USD |
Is it worth getting travel insurance for the Schengen visa?
Apart from the fact that it is mandatory to have travel insurance if you want to travel to Europe. Unforeseen events can arise anytime, even when you are on vacation. That is why it is so important to buy travel insurance that protects you from all possible incidents in this new health situation.
When we travel, incidents or unforeseen events difficult to solve can occur if we don’t have the appropriate resources. Health comes first, especially when we are away from home. In times like these, travel insurance has become essential for travel, but knowing which coverages are best suited to each traveler and how they can help us can be confusing. To make it easier, we have also written an article in which we talk about 9 reasons why it is advisable to travel insured.
