Mandatory Travel Insurance Countries

Which countries require mandatory travel insurance for entry?

Some countries require mandatory travel insurance to access them. This means that if you are traveling to these countries, you must provide the necessary documentation to prove that you have acquired insurance coverage before you are allowed in. More often than not, these countries also have strict regulations regarding travel. Therefore, if you lack the necessary documents, including mandatory travel insurance, you will not be allowed into the country.

It is highly advisable to consult official sources for fully updated information, as both the security recommendations and the requirements and restrictions for entering the country may vary frequently.

Whether there is a mandatory travel insurance policy or not in the destination you are visiting, purchasing travel insurance beforehand is always a wise idea. Ensuring your travel insurance includes medical coverage is essential.

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Nations that require mandatory travel insurance

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The following are some countries where there is a mandatory travel insurance policy for any visitor:

Schengen Area

The Schengen area comprises twenty-six European countries functioning as a single jurisdiction for international travel. For visitors from outside the region, there are strict requirements, including travel insurance. Authorities require documents showing proof of insurance benefits, including coverage for medical expenses.

The following Schengen area countries require travel insurance or travel medical insurance: Germany, Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.


Travels to this country are highly regulated and monitored by the US and Cuban governments. All travelers must provide all the proper documentation when applying to travel into the country. These documents include a Visa and proof of travel insurance. The insurance must feature medical coverage.

The Galapagos Island

The Galapagos Island is also among the countries that require travel insurance. The country currently requires all overseas guests to have travel medical insurance, in addition to other documents like a Visa and passport.


All international travelers to Lebanon are expected to have travel insurance. The insurance must offer coverage of the total costs of medical treatment and other costs incurred during the travel.


All universal guests to Russia are mandated to apply for a Visa. During the Visa application process, the Embassy will request medical insurance. The insurance must be valid in the country and offer full coverage for the period of their trip.

French Polynesia

French Polynesia no longer requires travelers to provide proof of travel insurance when entering the country. However, while it is not mandatory, it is highly recommended. Travelers are directed to obtain a travel insurance plan that covers medical coverage. All visitors are also required to fill out an online entry form in which they must attest to having purchased travel insurance.

Countries that require mandatory travel insurance 

countries requiring travel insurance

Several countries require travel insurance from all travelers. Some countries have specific requirements for insurance coverage. Heymondo travel insurance offers comprehensive coverage for various travel-related expenses. The following countries require travel insurance:


This country requires guests to have medical travel insurance that covers any illnesses for at least thirty days. Lack of proof of such insurance can result in denial of entry into the country. The country also allows fully vaccinated visitors without fees or quarantine.


Travelers are no longer required to purchase Aruba Visitors insurance. Although it is highly recommended for each traveler to have travel insurance with COVID-19 coverage. This insurance covers medical treatment, quarantine, testing, and transportation. The ED Card ( embarkation/disembarkation card) has been completely digitized and is an essential process that all visitors (including children) spending more than 24 hours in Aruba must follow before traveling to Aruba.

The Bahamas 

The Bahamas has no legal requirement to have Travel Insurance, but the government’s advice when traveling is to always buy appropriate cover and ensure it covers medical treatment and travel disruption.


Visitors and residents entering Bermuda must apply for travel approval 1-3 days before departure and have health insurance to cover medical costs. Note that travel insurance is a mandatory requirement for everyone traveling to Bermuda.


The Royal Embassy of Cambodia explicitly recommends that all foreign visitors secure a travel insurance policy that covers medical expenses, funeral, and burial costs.

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All international visitors to Curacao are advised to have valid medical insurance or travel insurance that covers medical expenses. 


Upon entrance into this nation, all foreign visitors are required to provide documents to prove that they have health insurance. The visitors also require a signed quarantine statement to be allowed into the country.


Jordan requires all its foreign visitors to get and provide documents for insurance that covers any health-related expenses for the entire period of their intended visit.


The administration of Nepal has made travel insurance mandatory for all its visitors. Nepal requires proof of this insurance before allowing you entry into the country.


Thailand requires visitors must also have a health coverage insurance policy with a minimum of 100,000 in emergency medical benefits. All visitors are required to upload their proof of insurance to the Entry site or portal for Thailand along with other mandatory travel documents.

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Check official sources before traveling abroad

When traveling abroad, one of the first things you must do is check the travel restrictions and requirements in the destinations. This is especially important when countries may require travel insurance, PCR tests, vaccines, visas, passports, and other documents. Purchasing travel insurance for safety is also recommended.

Heymondo travel insurance is an excellent option because it offers full coverage as well as Heymondo’s travel assistance App: medical chat 24 hours, 365 days; free emergency calls worldwide, and the possibility to manage any other incidences simply with your mobile.

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