Travel insurance for Thailand

Thailand is generally very safe for tourists, but there are specific risks to keep in mind. Petty crimes like pickpocketing or bag-snatching can occur in crowded areas like Bangkok’s Sukhumvit Road or the night markets in Chiang Mai. Additionally, road safety is a significant concern; Thailand has one of the highest traffic fatality rates in the world, particularly involving motorcycles and scooters.

We recommend exercising “increased caution” in the far southern provinces due to periodic unrest and avoiding any demonstrations in major cities. Always follow local laws—Thailand has very strict Lèse-majesté laws, where insulting the monarchy can lead to severe legal consequences.

U.S. citizens traveling for tourism can typically enter Thailand without a visa for up to 60 days under the Visa Exemption program. To enter, your passport must be valid for at least six months, and you may be asked to show proof of a return flight and sufficient funds (at least 10,000 THB per person).

As of 2026, all travelers entering under the visa-exempt scheme must also complete the Thailand Digital Arrival Card (TDAC) online before arrival. If you plan to stay longer or work remotely, you might consider the Destination Thailand Visa (DTV) or a standard Tourist Visa, which can be applied for via the official Thai E-Visa portal.

While there are no mandatory vaccinations for U.S. citizens (unless arriving from a yellow fever risk area), the CDC recommends being up-to-date on routine vaccines. For Thailand, it is wise to have protection against hepatitis A and typhoid, as these can be contracted through contaminated food or water.

If you plan on spending time in rural areas or trekking, you might also consider vaccinations for Japanese encephalitis and rabies. Mosquito-borne illnesses like dengue fever are common, especially during the rainy season, so using high-quality repellent is just as important as your medical preparations.

Yes, but you must be careful. To ride legally and stay covered by your insurance, you need a valid U.S. motorcycle license and an International Driving Permit (IDP). Many rental shops will ask for your passport as collateral—we strongly advise against this; give them a photocopy instead.

Always wear a helmet. Not only is it the law, but most insurance policies will void your medical coverage if you are injured while riding without one or while under the influence of alcohol.

If you need to contact your insurance company from Thailand, you simply have to call the 24-hour assistance platform. Through our exclusive app for clients, you can make free calls if you have an internet connection, chat with the medical team, or process any other incidents that occur during your trip (transport delays, baggage issues, etc.) right from the palm of your hand.