Travel insurance for Indonesia

No, it is not mandatory for US citizens, but it is essential. The high frequency of scooter accidents and tropical infections means medical bills can accumulate quickly. Most Indonesian hospitals require upfront cash payment before treatment, so comprehensive coverage ensures you get immediate care without financial ruin.

Generally, yes, but road safety is a major concern. Thousands of tourists are injured in motorbike accidents every year due to dangerous driving conditions and lack of experience. Petty crime like bag snatching (often from moving scooters) is also common in Bali.

Yes, US citizens need a visa. You can easily obtain a Visa on Arrival (VoA) at major airports for roughly $35 USD. It covers you for 30 days and can be extended once. Ensure your passport has at least six months of validity remaining.

To drive legally, you must hold a valid US motorcycle license and an International Driving Permit (IDP) endorsed for motorcycles. Police actively target tourists for "spot checks" and will fine you if you lack these documents. More importantly, riding illegally may void your travel insurance coverage in the event of an accident.

Beyond road accidents, “Bali Belly” (severe food poisoning) is very common. Dengue fever is also a risk during the rainy season. We recommend drinking only bottled water and using strong insect repellent.

If you need to contact your insurance company from Indonesia, you simply have to call the 24-hour assistance platform. Through our exclusive app for clients, you can make free calls if you have an internet connection, chat with the medical team, or process any other incidents that occur during your trip (transport delays, baggage issues, etc.) right from the palm of your hand.