Travel insurance for Mexico

No, U.S. citizens do not need a visa to visit Mexico for tourism, business, or short-term visits of up to 180 days. Instead, you'll receive a Forma Migratoria Múltiple (FMM), also known as a tourist card, when you arrive by air or at a land border.

You must:

• Have a valid U.S. passport (valid for the duration of your stay, although 6 months is recommended)
• Keep your FMM with you during your trip and turn it in when you leave. Losing it can result in fines or delays.
  If you're planning to work, study, or stay longer than 180 days, you’ll need to apply for a visa through a Mexican consulate. Always check entry requirements before you travel to avoid issues at the border.

Yes, traveling to Mexico is generally safe, especially in popular tourist areas like Cancun, Tulum, Playa del Carmen, Mexico City, Los Cabos, and Puerto Vallarta. These destinations have a strong tourism infrastructure and are regularly patrolled by local and federal security.

That said, safety in Mexico varies by region. Some states, like Tamaulipas, Sinaloa, and parts of Guerrero, have U.S. State Department travel advisories due to crime or cartel-related violence. Always check travel.state.gov for current advisories before your trip.
travel.state.gov.

Smart safety tips for American travelers:

• Stick to well-known tourist zones
• Don’t travel alone at night, especially in rural or unfamiliar areas
• Use authorized taxis or ride-share apps like Uber
• Avoid showing off cash or expensive jewelry
• Be cautious with alcohol and only drink bottled water

Yes, travel health insurance is highly recommended when visiting Mexico. While medical care in Mexico can be more affordable than in the U.S., travelers are expected to pay out of pocket for any treatment, that includes emergency services.

Most U.S. health insurance plans, including Medicare, do not cover medical care in Mexico, so you’ll need separate travel insurance if you want real protection.

If you get sick or injured while in Mexico, you could need care like hospitalization, surgery, emergency medical evacuation back to the U.S., or prescription medication and follow-up treatment. Without insurance, these services can be expensive. Even something minor, like a case of food poisoning or a sprained ankle, can cost hundreds to thousands of dollars out of pocket.

Yes. To stay healthy while traveling in Mexico, follow these key tips:

• Vaccinations: Be up-to-date on routine vaccines. The CDC also recommends Hepatitis A, Typhoid, and Hepatitis B for some travelers.
• Water safety: Don’t drink tap water, use bottled or purified water, including for brushing your teeth. Avoid ice unless you know it’s purified.
• Food precautions: Eat food that’s freshly cooked and served hot. Avoid raw produce unless you peel it yourself.
• Mosquito protection: In some regions, use insect repellent to guard against dengue or Zika.
• Bring medications: Pack your own prescriptions and basics like pain relievers or stomach meds.
  These simple steps can help prevent most common health issues while abroad.

If you need to contact your insurance company from Mexico, you simply have to call the 24-hour assistance platform. Through the exclusive app for clients, you can make free calls if you have an internet connection, chat with the medical team, or process any other incidents that occur during your trip (transport delays, baggage issues, etc.) right from the palm of your hand.