Annual Multi-Trip Travel Insurance

Provides reimbursement for necessary medical and dental expense due to an accidental injury or emergency sickness while on your covered trip.

Provides coverage for medically necessary transportation to the nearest hospital or appropriate facility if you suffer an accidental injury or emergency sickness on your covered trip.

Repatriation of remains
Provides reimbursement of covered expenses to return your remains to your place of residence if you meet your demise during your covered trip.

Baggage and personal effects
Provides reimbursement up to $2,000 for covered expenses if your baggage or personal effects are lost, stolen or damaged while on your covered trip.

Baggage delay
Reimbursement up to $500 for the expense of necessary personal effects if your checked baggage is delayed.

Provides reimbursement for the unused, prepaid, non-refundable portion of your trip cost as well as additional incurred expenses such as meals and accommodations, if you are delayed due to a covered reason.

Missed connection
Provides reimbursement up to $750 for the unused, prepaid, non-refundable portion of your trip cost as well as additional incurred expenses such as meals and accommodations, if you miss a connecting flight during your trip due to a covered reason.

Trip cancellation
Reimburses forfeited, non-refundable, unused payments or deposits up to the maximum limit shown on the schedule of benefits if you must cancel your trip due to a covered reason.

Trip resumption
Reimburses you for the unused, prepaid, non-refundable portion of your trip costs and for the additional transportation costs to return home due to a covered reason.

Provides reimbursement for covered expenses if your specialty ítems, including sports equipment, cameras, camcorders and other electronic equipment, are lost, stolen or damaged while on your covered trip. We recommend to review your policy document for complete details.

The Gallagher Heymondo travel insurance plans already include coverage for numerous activities, including:

Cycling, mountain climbing up to fifteen thousand (15,000) feet, fishing, scuba diving for qualified divers up to a maximum depth of forty (40) meters (one hundred thirty-one feet) and for unqualified divers up to a maximum depth of thirty (30) meters (ninety-eight feet), snorkeling, white or black water rafting (Grades one – four), canoeing, kayaking, water skiing, camping, hiking, backpacking and sailing, downhill and cross-country skiing, snowboarding, snowmobiling, tobogganing, snow tubing, ice skating.

Coverage is provided for various types of trips, both domestic and international, including cruises.