Travel insurance for Sweden

Sweden’s breathtaking wilderness, from vast archipelagos to the snowy expanses of the Arctic Circle, offers unforgettable adventures but also the risk of extreme weather and outdoor mishaps. While Swedish healthcare is excellent, medical treatment in Sweden is costly for non-residents. Securing a policy with comprehensive coverage ensures true peace of mind, knowing you won't be left with high out-of-pocket expenses if an unexpected illness or injury occurs.

The cost of travel insurance for Sweden varies based on factors such as the length of your trip, your country of residence, and the level of coverage you select (including add-ons like trip cancellation or adventure sports coverage).

Generally, travel insurance costs only a small fraction of your overall travel budget. Investing a small amount upfront protects you from potential emergency medical or evacuation bills that could otherwise cost tens of thousands of dollars.

When deciding exactly what coverages to get for traveling to Sweden, we recommend a comprehensive policy that prioritizes medical emergencies and travel disruptions. Look for a plan that includes high emergency medical coverage (at least €30,000 to meet Schengen standards, though higher is better) and emergency medical evacuation, which is crucial if you are exploring remote areas.

In addition to health coverage, ensure your plan includes trip cancellation, trip interruption, and baggage loss protection to safeguard your prepaid expenses. If you plan on skiing, dog sledding, or hiking, make sure you add an adventure sports add-on that includes these types of activities, as standard policies often exclude these activities.

If you need to contact your insurance company from Sweden, you simply have to call the 24-hour assistance platform. Through the exclusive app for clients, you can make free calls if you have an internet connection, chat with the medical team, or process any other incidents that occur during your trip (transport delays, baggage issues, etc.) right from the palm of your hand.