Travel insurance for Belgium

If you are a US or UK citizen visiting for less than 90 days, travel insurance is not legally mandatory to enter the country.

On the other hand, if you are traveling from a country that requires a Schengen Visa to enter Europe, having travel medical insurance is a strict legal requirement. Your policy must cover a minimum of €30,000 in emergency medical expenses and repatriation to be approved for entry.

The cost of travel insurance for Belgium depends on several key factors, including the length of your trip, the level of medical coverage selected, country of residence, and any optional add-ons (such as coverage for high-value electronics or trip cancellation).

In general, comprehensive travel insurance represents only a tiny fraction of your overall travel budget.

When selecting coverage for a trip to Belgium, we recommend choosing a plan that includes the following essentials:

• High medical expense limits: Covers emergency doctor visits, hospital stays, and outpatient treatment.
• 24/7 Medical evacuation & repatriation: Arranges and pays for transport back home or to a specialized hospital if medically necessary.
• Trip cancellation & interruption: Reimburses non-refundable prepaid expenses if you must cancel or shorten your trip due to an emergency.
• Baggage loss & delay protection: Reimburses you for lost, stolen, or delayed luggage and essential personal items.
• Travel delay & strike coverage: Protects against added costs for accommodation and meals if local rail or airport strikes cause severe travel delays.

If you need to contact your insurance company from Belgium, you simply have to call the 24-hour assistance platform. Through the exclusive app for clients, you can make free calls if you have an internet connection, chat with the medical team, or process any other incidents that occur during your trip (transport delays, baggage issues, etc.) right from the palm of your hand.